When it comes to gifting, the impacts of Inheritance Tax can be hard to factor in – but keeping proper records, using the IHT403 form, can ensure you don’t get caught out.
Your relationship with your adviser is a key one in your life. When they retire, they leave huge boots to fill – and that moment may come sooner than you think.
What is financial planning? Our guide to confusing industry terminology
When seeking professional help with your finances, terms like ‘financial planner’, ‘financial adviser’ and ‘wealth management’ can seem bafflingly interchangeable. Our guide is here to help.