Your Journey

Yorkshire Dales

A specialist service

Your client journey with us

Discovery meeting

At a location of your choice, two weeks after you first make contact with us

At the Discovery, we’ll help you identify your aims and goals – and encourage you to dream a little. Gaining an understanding of your current financial situation and how you would like to live life in the future is the starting point to creating an effective plan. This is a no obligation, three-hour meeting with both you and your life partner (should you have one).

Provided we believe we can make a significant difference to your future, we will offer to create an all-encompassing Financial Life Plan report.

Gathering information

Two to six weeks after you first make contact with us

We’ll assist you with gathering every insurance policy or investment you hold – we’ll even contact your providers directly to critique each plan, if necessary. We’ll then assess its relevance to your aims and goals and ensure that we truly understand your willingness and ability to tolerate risk through the use of psychometric profiling. We take this process seriously – it’s crucial to your financial future.

Financial Life Plan meeting

At our office, eight weeks after you first make contact with us

We’ll present your Financial Life Plan report: a complete diagnostic of your current financial situation and our recommendations for how we will help you reach your aims and goals in the future. It will include a lifetime cash flow profile that provides a visual illustration of your income and outgoings from the present day until your 100th birthday.

Implementation meeting

At a location of your choice, ten weeks after you first make contact with us

Having worked out and agreed the best strategy to achieve your aims and goals, we then help you implement your plan. This involves signing documents to get investments bought, sold or transferred, completing applications forms where required and liaising with your accountant or solicitor to co-ordinate a successful strategy.

Regular review

At a location of your choice, frequency to be agreed – online meetings are most popular

These meetings, scheduled at intervals convenient to you, will provide us with an opportunity to review any major changes in your personal or financial situation and determine if these changes necessitate adjustments to your investment plan. We will also review your overall progress towards your long-term financial goals.

Speak to one of our advisers to discuss your needs.

Speak To An Adviser

Montgomery Charles CEO Mike Marigold really knows his stuff. He has a great insight into how dentists think and how the business of dentistry is conducted.

The people who work with him are pleasant and efficient and are good at nudging you to do the things you promised to do, like signing and returning papers - and not leaving them lingering in the in-pile.

J M, Principal of a Practice in Essex

I use Montgomery Charles for financial planning find them excellent. Their CEO, Mike Marigold, is friendly and approachable and always talks good sense.

I have found his whole team professional and efficient. I am moving to incorporate my practice and his advice has been superb. I also switched my pensions to a SIPP centre and have been very impressed with the handling of this.

I would not hesitate in recommending Mike and his team to other busy dentists.

A B, Specialist in Periodontics and Oral Surgery, Hampshire

Unrivalled specialist knowledge since 1996

The top four ways we help

Business Owners:

1. Bringing focus and strategy that helps guide your future

2. Helping to coordinate all of your professional advisers in delivering your aims and goals

3. Becoming more tax efficient in both your business and your private life

4. Maximising the value of your business should you wish to sell it

Find out more

The top four ways we help

Principal Dentists:

1. Maximising the value of your practice

2. Improving your profits by pricing review advice

3. Advising you on when you can afford to comfortably retire

4. Growing and preserving your wealth

Find out more

The top four ways we help

Private Clients:

1. Wealth preservation

2. Sustainable rising income

3. Investment growth

4. Taking care of the next generation by projecting your wealth to look after; you, your family both now and in the future without any concerns or worries

Find out more

Speak to one of our advisers to discuss your needs.

Speak To An Adviser